Hi everyone,I’m curious to know how others in the community handle gap funding in their real estate deals.

The only reason we don't qualify for traditional lending is because I took some time off to help my terminally ill father, and my husband has been in a commission-based role for less than a year (the lender said you need 2 years of history for that).

I only recently became licensed, so I would have a long way to go in order to comply with the 2-year experience requirement, but I have been an active investor for 5 years so I am wondering if I would fall within the 3 year exemption, below:- Have at least two years of experience as a licensed real estate salesperson or at least three years of experience in the general real estate field or a combination of both- Meet the minimum points required for the experience type (e.g., buying and selling your own property, managing property owned by your employer)Thanks in advance! 

Also a number that NAR has confirmed as well. https://www.inman.com/2025/01/24/71-of-real-estate-agents-di...

I am not from real estate background and have been referred to bigger pockets by friends.

@Zack Whiting Id change your mindset of real estate investing being a hobby and making it a more serious part of your life.

And how much would you have spent in time and money to even find a deal?

With its booming housing market, the Phoenix real estate scene has emerged as a hot zone for fix-and-flip investors.

Quote from @Austin Brummett: I wouldn't do anything right now except continue to save and learn, because you are likely moving soon.Lenders usually want to see two years of employment history, so you won't qualify for a loan any time soon.

I'm having a hard time wrapping my head around how to actually make this happen in today's world.