The County Health Department (I think) could use the house address to confirm to you if one is allowed or not.I've worked with Citizens for potable/drinking water, but not sewer.Could you help me understand if you're talking about storm water (rain water) or sanitary sewer?

I belong to some Forums that have several (stickies) and it does not detract at all.2) Let some of the members do your dirty work for you.

Yup, I drink from that cup of being frugal. 

The seller will be long gone.

Be sure you and your friend are receiving annual forms 1098 associated with both loans and that you discuss with your respective tax advisors.You will purchase hazard insurance in your name, listing the underlying lienholder as 1st loss payee and your friend as 2nd loss payee.When structuring a wrap, it's best for the wrap term to be longer than the term for the underlying loan and of course the monthly P&I payment to be higher. 

Beth I would be careful about drinking the kool-aid to fast.

I also caution in taking on more than double the rehab expense you've incurred in the past - especially with a property that isn't tenant friendly from a parking standpoint; it won't be long before the trekking tenant discovers that trolling for street parking isn't the cruise he signed up for and starts parking in the yard, squeezing in the driveway, or starts claiming defects with the property so he can terminate the lease. 

If I wanted to do high stakes gambling I would go to Vegas and get free drinks not pay so gurus to blow smoke.

I'm also always looking for an excuse to drink more coffee and talk more real estate. 

The Mouse Trap is the fun place to grab drinks.