@Charles Carillo hello there and thanks i already send you a DMWell the thing of bulding credit with CC sounds like a joke, but well if thats the way then... i will simulate and use different CC to make a better score in a year or less i guess.

14) So let me get this right, A+B/B+C, C picks out the title company however I, as B, walk in title company ask for a double close, then call up A, then A comes over, me & A, sign, no money exchanged yet, then me & C signs, then C pays me to pay A ?

CC usually took months before the pandemic and it's slowed since then.Feel free to DM me the PIN, I'll have my attorney look up the status with the County. 

I'll PM you.I wish you luck with the CC debt pay down.

so you could afford $1,000/ month which includes mortgage, taxes, insurance.i yyou have a cc/car payment of $500/month. 

settlement charges 2,607.00 (include 2019 taxes 1,240.00) / Closing cost1,800.00 ( why are their CC on a cash offer) / 919.00 half of 2020 taxes / and 1,000.00 water fee hold.

I have not resorted to a letter, always get the cosigner's phone contact and do a CC and BG check on them or you are not screening properly.

I never show to a prospective tenant until they have qualified (last step prior to CC and BG check).

I am risk adverse, from a monetary perspective, which explains why I am now a Train Operator working for the city lol.I have no large debts looming, the wife and I maybe have $4k combined across a few CC's.  

At the time, my wife stayed home, I was making about $43k per year...we had student debt, cc debt, a mortgage, car loans, and $17k in our bank account.