I need a charity in Washington state that does not have an extremely high minimum value.

No mercy, this is a business, not a charity.

BP has15% sale and they donate 5 dollars to a charity so I would love to take advantage of helping out and saving money. 2.

@Dennis WeberOne can make a direct distribution from an IRA to a charity, but it is only tax-exempted as a "Qualified Charitable Distribution" if you are over age 70 1/2 and therefore subject to Required Minimum Distributions from the IRA.Otherwise, you can take a distribution to yourself, which it taxed as income, then contribute it to a qualified charity or non-profit, which gives you a write off.It would be best to consult with your CPA on this topic.https://www.irs.gov/retirement-plans/retirement-pl...

I was primarily motivated by the desire to assist him but nor am I running a charity, so to say, and he fully understands the benefit of being able to borrow my credit in this way.

A Charity?  

MY VALUE PROPOSITIONI'm not looking for a charity case.

They should have called the water company after the first crazy bill.You can't run your business like a charity, I've been burned that way so many times.

A contractor will fix everything that needs fixing unless told otherwise, and that's rarely appropriate unless you have unlimited funds, or are running a charity.  

It is unclear as to whether you are operating a business or a charity.