I recently spoke to a property management firm that told me their clients don't experience any pain with financials or taxes Jan - April. 

Pain is a great teacher.  

I've seen first hand how during the 2020 NorCal wildfire season and the 2021 Pacific Heat Dome (when temps reached 116 degrees) how people and pets flocked to the Oregon Coast for relief that was 30-40 degrees cooler. 

Are they a pain to service compared to standard machines?

Ultimately the value of the single family home lot is the critical piece to the equation.With respect to financing the new build, assuming you receive the zoning relief and can subdivide the parcel and the parcel is released from the current mortgage you should be able to use the land towards your equity.

Meaning, we can apply for relief and specifically monetary relief.By opening a claim using one of the links below you (and your tenants) can process a claim to get financial assistance.

Cheaper normally translates to "pain in the ***" to deal with.

Having the assessment coverage on your condo policy is cheap and can save you some pain. 

What's your biggest pain point with the property management industry?

I wonder if Newsom even realizes how much pain he causes landlords; if the laws were fairly balanced for both tenant and landlord, most people would be happy.