My question again stems around using seller financing to allow them to receive a consistent monthly pay of X amount and delay/lower their tax bill in the short term instead of going through a lender to borrow 800k+ causing my mortgage to be significant part of our income roughly 40-50% of take home -  which we are approved for LOL.

Secondary markets like Greensboro, Winston, and Fayetteville will likely still be under the 1% rule, but our property taxes are lower than most northern states so the CoC (which is what you should be as/more concerned about) return will be favorable.

As already mentioned, you could sell via seller financing to lower AGI, as all you would have to claim is the payment income - until balloon payment received.Did know an investor that had 14 properties paid off and he moved into one every two years to then sell with the $250k single exemption.

This could lower your resale value. 

Tenants in lower Classes will have lower credit scores, which means higher chance of defaulting on their lease payments.

Then the prices lower towards the date and you end up booking at a low price or worse just being vacant.I think manually pricing your STR'S is a much better approach.So many people are looking for the next cool software app to buy a subscription to.

You'll get much more "bang for your buck," lower cost per key, and lower maintenance costs per unit.

Additionally, timing the sale in a lower-income year or exploring potential deductions could further reduce your tax liability.

All else being equal, lower mortgage rates reduce the cost of ownership and, thereby, allow more people to afford to buy.

In many ways, it is "lower risk".But the not as altruistic side is: most syndicators, even those with $2bn+ portfolios, don't have the track record length to attract institutional capital.