@Brent Coombs No Compound interest is magical (the 8th wonder of the world according to Albert Einstein- a 10% a month compounding doubles in 7 months.

You'll waste a lifetime trying to find that "magic pill."

My Magic number is 47...my lucky number is 3.In REI? 

I can’t stand how these gurus make millions convincing people there is some magic ticket into REI.

You're looking for someone to just give you a magic bullet answer and it doesn't quite work that way.  

My magic number would be $10k net a month.

Here is when the magic started.

Add-on: a bit of evidence in favor of college being pretty much just what you make of it, and nothing magic: "In November 2002, the Quarterly Journal of Economics published a landmark paper <https://www.nber.org/papers/w7322> by the economists Stacy Dale and Alan Krueger that reached a startling conclusion.

Living in your car broke is where the flames of magic are fanned!

With no savings, plan, or viable product or service, they quit their jobs, thinking by doing that they would magically figure it all out and get out of the "rat race," only to find out that they had no idea what they were doing.I personally think the best route is a middle ground.