If you have excellent credit and a history of success, you should be able to borrow about 70% of the appraised value (calculated by the bank's appraiser).

You will need Excel and some patience because there is a little bit of a leaning curve.

Their portfolio product has low closing costs, too, but required one year seasoning.

The up-front price point was much higher than our realtor product but we almost never had a price objection.Here is a sample of the comments we recieved after we sent a demo listing to their phone.

Utilize products with the longest design life, and the least maintenance requirements.

The location was fine, their price point was excellent, they just needed a little tweaking to their system.

Lease options are an excellent way to go.

Do you focus on product launches or other strategies?

When you consider that this man's advice came from having survived the double digit inflation of the 1970s (during which he lost a large commercial property on an adjustable rate commercial mortgage - but didn't quit), the recession and S&L fallout of the 1980s and the most recent meltdown and ever smaller boom and bust in between - this advice is not to be taken lightly. 80 years of work and an excellent legacy he has left.

Mike I make them in excel with market data