Kathy,It started with personal contacts, then Matt Gil and I had a little pow wow and rearranged are site using the Web 2.0 approach and provided a needed product to the market that was distributed via e-mail.

Chris,Excellent example.

Found this website a few days ago and it's an excellent tool.

In this current climate, I'd probably stick to commercial that's anchored by products people will always need - food, clothing, shelter, insurance and alcohol.

They are convenient (locations almost everywhere) and have a range of products for the small business owner.

I am excellent at generating leads online, but I don't have an inventory of property.

Also, Maat 55 made what I too think is an excellent suggestion.

I've seen them often make excellent leaders despite their bad people skills.

Figure out the max loan that will support (that's the "PV" function in Excel, max loan = PV(rate, term, -pmt).)

I agree that most people use the tapes, books, etc. as dust collectors which is the main reason they are not successful, although most of the guru products are tools to upsale you on the next "bootcamp".My partner actually got started in RE by buying the Carlton Sheets program and he became one of his "success stories".