Hey Zachary I think it's essential to look beyond mere interest rate differentials and focus on strategic benefits, particularly if scaling your portfolio is a long term goal.Key considerations:Pre-payment penalties: Determine if the HELOC has any penalties, impacting your flexibility payoff.Scaling strategy: Evaluate the scalability and limitations of each financing option.Advantage of HML: Allows scaling without hard credit pulls, and no pre-payment penalties.Holding costs: Factor in not just interest rate differences but also ancillary expenses as well as overall goals of scaling.Example scenario:Property purchase for $120,000 with $30,000 renovation.

You must have misunderstood my intent, but thank you for the advice.

The partnership with Ivan West exemplified our ability to maximize property value through strategic investments and collaborative efforts.

There are many risks, consideration, knowledge, strategic planning, decision making, and real experience skills that are needed to succeed in real estate investing.

Any advice? 

The partnership with Garrett Moretz exemplified our ability to maximize property value through strategic investments and collaborative efforts.

Hi,I am looking for some advice on a turnkey investment in Memphis, TN 38118 zip code area.

Thanks in advance for any recommendations or advice,

Thank you for your advice.

Got advice on dealing with crime in Hawaii?