MANY people, and it sounds like the OP included, have no idea the actual function of a notary.

DON'T BE A HATER THOMAS OP - I would take some time to learn credit reporting a bit better. credit scores are a really lousy way to evaluate how a person manages their finances. understanding a score and putting a story to it will help tremendously because as Thomas has said, with the type of property you own you may have to concede (as you've already noticed). maybe it's on pets, maybe it's on credit report, maybe a bit of both.I'll say this, if you don't feel confident about a tenant, you're probably right. don't put someone you know will be a headache in that building.

If the OP is unwilling to share the places on his radar, why would he expect anyone to share theirs? 

I'm guessing you don't want to run the owner/op thing past your wife :D  And you know they blur out those crap-filled toilets on HGTV?

But yes, I was kind of applying the "somewhere OP might actually want to live" standard.

OP seemed to think that there was automatic non recourse.

We had zero complaints about the configuration when it went on the market and had the enjoyment of a private master suite and added floorspace after closing off the second entry door.edit: No, I am NOT a lady....edit#2: After re-reading the o/p question, I would want the entry from the master...

The OP's situation has way more variables than number of people per bedroom.  

Like the OP I have a lump sum and access to very low interest monies.

Oh an to answer the OP.