So much so that I'll bet if you ran a scenario and compared cost of incurring full tax on your sale vs savings from pay off of debt that you're almost a wash.The only counter point would be that our government has such a rich history of rewarding bad behavior when done by large groups of voting constituents that it would be a crying shame for you to be responsible and pay off your debt only to have the govt institute a large scale forgiveness policy.   

My concerns are the followingMyself being employed by Mortgage companies that are involved in fraudulent business transaction, and the lack of the required documentation to approve some mortgage program, As for my interest I have been actively researching how to get involved in real estate transactions since I was 16 years old and I figured through my experience that some of the best ways to get involved in the real estate industry is to learn how mortgages are finance along with varies kinds of bonds issued by federal state or local government such as small corporation.

Evening BP,I went into the assessor records in my local county and found the list of government owned tax liens.

Especially if you are a first time home buyer - you can take advantage of government grants :)

Buy for cash flow and make sure there's something keeping the area hopping (a good college, multiple large employers, government agencies, etc) and the rest should work out. 

A lot of cities with housing shortages are promoting these in California and the state government recently passed a law making it easier to do these.

That type of financing exists in the 1-4 unit market because of government policies.  

The IL Condo Property Ace is quite clear about the process required in order to amend governing documents, of which rules and regs are one.

My job is relatively stable as I work in government so the risk of being laid off is lower. 

I spoke to a Canadian banker he told me there are rarely defaults from home owners as the government really have tight control on loans making sure borrower are credit worthy.