In the past there were more options to get creative with seller financing etc to put down less than that, but now the primary lender in general won't allow this as they want to assure you have sufficient skin in the game.

This poses a challenge because one of the requirements for a 1031 exchange is that both the relinquished property (the property being sold) and the replacement property (the property being purchased) must be held for investment or used in a trade or business.If your client's mother purchased the land less than a year ago, it's unlikely that it would qualify as replacement property for a 1031 exchange because it hasn't been held for investment or used in a trade or business for a sufficient amount of time.However, there may be other options available to minimize the tax implications for your client and his mother:Hold the Property Longer: If your client's mother holds onto the land for a longer period of time and can demonstrate that it is held for investment purposes, it may become eligible for a 1031 exchange in the future.Consider Other Investment Properties: Your client could explore other investment properties that have been held for a longer period of time and would qualify as replacement property for a 1031 exchange.

If she wanted cash in addition to refinancing the current loan balance you could also look at getting a HELOC on the property if you have sufficient equity to pay her back her portion of the equity owed.

According to her, the info on the site you noted above is no longer accurate.Good afternoon,Housing Choice Voucher program participants are responsible for tenant related damages; normally the funds to correct tenant related damages will come out of the deposit, if the deposit is not sufficient the family is to be charged.The HA that administers the Housing Choice Voucher is not responsible for tenant related damages.The document you attached is not updated information for the Housing Choice Voucher Program.Best RegardsPamela B.

They have physical limitations that they can't work around to be 100% self-sufficient in every situation.

If you do move it to an LLC it would be for asset protection purposes, however to other's comments - the 1 LLC won't be sufficient. 

Where a home warranty MIGHT make sense is for someone who is not in a position to budget money from rent for issues or where they cannot allocate sufficient reserves in case of an emergency.

You don't buy a house sub2 if you don't have sufficient capital to make payments if something happens to your renter/buyer.  

I talked to an attorney a couple of days ago who has experience with real estate and he said that in our area in Utah knowing the tenant's name and address is sufficient to file a judgement. 

I don't know if this is common in most politically blue states, but I heard a lawyer from Los Angeles once say this (from his experience with SoCal judges): the failure of a tenant to procure renter's insurance will not alone constitute sufficient grounds for eviction under a lease agreement.