As a few have mentioned, the best way would be to call the listing agents directly, but depending on how much time you want to dedicate, setting and going on multiple appointments with different people could prove to be time-consuming. 

Self employed is a costly endeavor.

They could self manage for several years, using the rental income, until the next phase of their retirement.If they have a decent amount of financial discipline, they may want to get a HELOC now before they build to get the most favorable rate.

I disagree with this. there are ways to get to 80% cash out and 0% origination fees and rate will be in the high 7s and you'll have a great experience @Alex PattonAre you a broker or direct lender?

You’re on the right track—build awareness of costs where it directly impacts their role, but don’t overcomplicate the program with factors they can’t control.

This helps prove your direct participation.Proof or Documentation – Keep receipts, invoices, emails, or even before-and-after photos as evidence of your work.

Hi Matthew,I’ve been conducting my own research and self-learning over the past several months, trying to absorb as much as I can on my own.

I have found there are some very important questions to ask any lender but these are geared a little more for hard money lenders.Are you a direct lender?

If you sweat for a living, there is good money to be made.My Skeptical Take:I’ll do a 2025 prediction post in the coming weeks, but for now, I’ll just say that all signs are pointing in the ☝️ direction.

That comes directly from the Freddie Mac website, unedited. ;-) By the way, that is not the whole of the article.