@Shayan SameerOK - seemed like you were, can you provide more info? 

However, they provide a time period to fix this - ie usually 30 days. 

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.

Also, these platforms do not provide all the available leads which are available from the county records department within each county for each state.

Insurance proceeds are typically provided in a check that must be endorsed by both the policy holder and the mortgage holder. 

---Are you talking about providing umbrellas and raincoats as alternative guest coverage in case they didn't bring their own? 

Quote from @Jaycee Greene: I completely understand and I'm sure my fingers are a lot fatter than mine ;-) If you only borrowed $155k, I assume you did a conventional bank or credit union DSCR loan, is that right? 

Just to provide and absolute in this situation, we will sell this home when we move out of Midland.

@Frank Alfano agency debt is very competitive (75-80 ltv, non-recourse, fixed-rate etc); you can syndicate and raise the equity portion needed from friends and family, provided you can market and lead the project.

That will be a big factor with regards to whether you can qualify for a DSCR loan or not.