If one looks at underpinnings, "as a whole" the US market should keep modestly expanding over the next several decades - we have a healthy birth rate, good influx of immigration, diversity of household, and plenty of land to build and rehabilitate.

Always do what's best for your household.

;) Cue Bob Marley music playing in the Johnson household.

Tranportation imporvements, Vacancy rates, unemployment, average household income, growth rate of population, available rental stock, infrastructure improvements, large employers moving in.

Because it looks bad to override another DE.Your best bet is to see if the buyer can qualify for other financing (there is a new 97% LTV Conventional product called HomeReady), or maybe your state has down payment assistance programs (i.e. here in IL we have a $7,500 DPA program through the state you can use with Conv financing depending on the area, purchase price, and household income).Hope that helps, best of luck.

To trigger the licensing requirements under the SAFE Act, the financing must be primarily for personal, family, or household use.

As 88% of all households still want to own a home, as they do, they are pumping millions into the retail sector, as they purchase furniture, lawn mowers, trash cans, dishes, etc. to outfit and maintain their homes.As someone in the trenches daily, I can tell you that the market still feels healthy to me.

I am interested in  replacing our current household income from our own business with profits from real estate.

Presently they have diverged so far from the underlaying economic fundamentals and household income, that I would not bank on that continued appreciation.  

The table shows that Cleveland has zero population growth, a reduction in jobs in that period and a low median household income.