If I was the buyer's broker, I would have checked myself to protect my client.If they had, then they would have found out it was not a three family.Its a valid point.In NM, our zoning / city doesn't post # of units publicly, only high density residential or low density. 

None of this has anything to do with your personal tax return.

I would highly recommend finding a lender that does 10% of purchase price down because it will ultimately be less expensive for you.

This seems to follow the general overall trend of lower cost areas winning at the expense of those with a high costs of living.

Yes - and even when its out there its typically impossible to qualify (need high rate and high DSCR and typically would have to qualify as a LTR - so almost a unicorn or in a really bad market)

Confirm that your policy explicitly includes this type of rental to avoid gaps.I would highly recommend an umbrella policy.

Focus on high-impact areas like the kitchen and bathrooms, as these often add the most value to a home.

BiggerPockets also has a calculator to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.

  • High renovation costs.

I would highly recommend @River Sava over there, she's great.