My preferred lender for all of my clients is a broker and everyone likes having more flexibility with him.

Honestly, the conversations I've had with my clients that are debating the portfolio v. single asset refinances have landed on how much do you value flexibility.

Using an FHA loan with a 3.5% down payment allows flexibility in budget planning.

The advantage, however, lies in the flexibility—no income verification, minimal red tape, and more lenient underwriting.

Keep your exit strategy flexible; if the duplexes don't perform as expected, selling could be a safer option.

The flexibility worked out better for them in the long run.Here’s the thing though.. if you’re really gunning for the 60% bonus depreciation in 2024 before it drops to 40%, you might want to negotiate with the seller to honor those existing rentals only until mid-December, like you mentioned, and take over self-management for the last few weeks of 2024.

After buying and selling multiple pieces of real estate, we still own a house hack (somewhat unconventional approach with a carriage house & primary home), but we love the flexibility it affords us. 

If you're growing your portfolio quickly, the added flexibility can make it worthwhile.

Companies have considerable flexibility in choosing where to set up operations.

From what I’ve read recently in the Wall Street Journal, some lenders have been more flexible with assumptions.