It's a fabulous place :) The closest I've been to Fishtail is Red Lodge.

In the parts it highlighted eviction in Richmond, it stated that these judgements are made in majority African-American communities, where poverty has been generational and where little aid is available.

I've been searching for just about 2 years, the closest we've come to getting one was a bidding war on a duplex near Duke (we lost - by a lot).This would be our first home and I'm wondering if any of the folks at BP have some suggestions for us? 

The example we set as parents as we live our lives is the best aid we can impart.  

I think the closest branch from West NY is in Englewood Cliffs which isn't too far.

Think closest one to you is in Milford.  

A couple of other 'side benefits of hold in retirement accounts are that in general those accounts are more protected in bankruptcy or lawsuit cases, and if a person has college aged kids assets in retirement accounts are not counted towards financial aid calculations in many cases (but not all). 

The closest comps are around 550-600k depending on upgrades. 

The closest and most similar lot sold 2 years ago for 120k. 

Once you reduce/eliminate this debt, this property could be a great aid in getting you to the next step.