Went thru my agents broker and they cam back at 4%.

Sounds to me you need to fire your agent and sue everybody involved for fraud @Chung Cam.

Congradulations Cam! 

You c am borrow private money, partner or wholesale properties that will not or can not finance you.If you have little or no experience you can partner with an experienced investor use the funds for the rehab and do a profit split.Either way you should look to compound the cash so you can build up to larger deals.

You also said you've manage the place with Nest Cams?

Run the CAM, check the rental rates and projected repairs.

I cam across this deal in a FB Investor Group.

@Shieka Cam if you qualify for both loans yes, if not no, unless your current landlord is willing to owner finance then you might make it work but maybe best to still run it past your other lender.

The cam lock system on assembly is also tricky.

Cleaning costs are usually a pass-thru.Also, may require at least “some” landscaping costs depending on the property.Fireplace means annual PM/clean at about $100.Semi-annual deep clean of house for around $300-400 depending on sizePropane can be highly variable in $$Sundries like silverware, plates, glasses need more replacingHoliday decor - possiblySecurity cam and accompanying service?