the opposite  call mortgage companies and apply for a job. 

You can do cost seg in 2025 before filing your tax return, and your apply for your 2024.This post does not create a CPA-Client relationship.

Apply the 70% rule to determine your maximum allowable offer, then negotiate and get the property under contract, ensuring your agreement includes inspection and financing contingencies.Arrange professional inspections to uncover any unforeseen issues, using these findings to negotiate concessions or confirm your repair budget.

The issues with househacking-type strategies typically arise when you apply for a new loan.

I highlighted two common exceptions in my earlier post, but doesn't sound like either scenario applies to your case. 

The latest ordinance I find still states rent control only applies to 4 units and above. 

i think selling to other investors would solve some of this, as i believe the same rules do not apply to rentals as to primary residences. 

But I am curious if my relocation would have to be fully complete or in the process before applying for the loan?

You can encourage them to apply for unemployment benefits if they haven't already.

Depreciation recapture may also apply, taxed at up to 25%.