Leandro,EPDM roof is a better system although it has more pieces to it so if not installed properly it will leak- make sure they tear off old roofing down to the sheathing or plank and start fresh-ask your contractor what size of rubber roll he plans on using ( they come in a variety of lengths and width, the less seams the better) -the rubber rolls come in different thicknesses or mils 45 mil is a minimum - make sure it an fully adhered system where they are gluing the runner to the fiberboard - As long as they are using primer/glue/ seam tape on all your seams as well as some sort of decent termination bar at the roofing edges you should be fine -how’s you slope on the roof currently?

Medium to high 6 figures?

Medium to high income market.

I noticed that one of my bed legs (has a wheel) has really worn away at the wood floor (maybe 5 inches length x 1-2inches in width) probably from me sliding the bed at times back into place.

Now I have 23 properties which is fast becoming a medium size biz.DON'T do both at one time!

If the people who have been there a long time are leaving, and the void is being replaced with immigrants, that doesn't leave me with confidence in these areas over the short to medium term.

-You have to know the width of the floor joists that attach to the each side of the girder to know if this span is allowable.

The crazy part about it though, is what medium is the best bang for your buck.

This is based on default experience of very large populations, it's not negotiable and changes from time to time as experiences change, it's a risk management issue that has little to do with a borrower.These issues are federal, so if someone pops up claiming they have 300 single family loans at some small bank in portfolio or even a medium size bank (500M-B) at or around 75/80% LTV, they are probably full of it.Author's literary license to embellish fictional writings, enjoy the entertainment. :)

If gas prices reach $4-5 bucks a gallon again or higher, income taxes increase, hyper inflation continues squeezing medium and lower income families, there is no way they can continue to afford housing at its current trajectory.