There are usually three hurdles you should clear:1.

Cons include having to deal with future rate unpredictability and paying extra interest over the course of the loan.

I didn't look if this is really $1 and take it, but land banks are usually $1 but you have to have the proof of funds to do the rehab and the contractors in place to secure the properties.

The state is encouraging homeowners to build extra legal units which will increase housing for renters.

Cash flow for businesses require more time which usually means higher returns in $ amount, % of CoC Return is more difficult, and keep in mind your time. my rental takes a hour a month and maybe cash flows $100, $100/hour is nice, but took $60k.

I usually travel to the property (from out of state for a cosmetic rehab) so  want to make the best use of time.

They are usually used in relation to Agricultural property. 

Investor-agents like this that go above and beyond are honestly not easy to find, and usually agents like this already have a lot of clients that they've worked with. 

Obviously, most sellers believe they are not sufficiently knowledgeable to make the sellling decisions on their own, and prefer to spend the extra 3% for help.

There are lenders that offer a DSCR only loan, however the minimum loan amounts are higher, usually a $1 mil or more.