Viraj,There is an Insurance program that offers a Stand-Alone Personal Umbrella policy that will do up to 40 units (3 family = 3 units).  

I currently manage about 115 SEC 8 tenants and love the program, but you do need to learn the HUD rules so you can use them to your advantage.  

BP what are the best tools/programs to get more deals?

Don't see how this is different than purchasing Microsoft Office or another program to help run number more efficiently. 

I have hired gurus, coaches, programs, and spent a boat load of money. 

Review and re-negotiate utilitiesAnalyze insurance policiesFind new tenants such as 5G Rooftop LeasingDiscuss loan payment deferral options with lendersRepurpose all or a portion of your building / propertyExtend tax returns to SeptemberAppeal increases in property taxes or negotiate lowering or deferring payments for current property taxesAssist current tenants and educate them on funding programs available to themRefinance any existing loansSearch for new income sourcesDiscuss deferral of insurance payments or partial payments with your insurance providerResearch Funding Assistance in the Chambers of Commerce guidesDefer the employer’s share of Social Security payroll taxTake advantage of higher interest deductions Utilize active lossesApply cost segregation utilizing the new CARES tax laws and amend up to 5 years of previous tax returns to potentially receive refundsI hope these tips were helpful and if you have any questions at all, feel free to reach out!

I was just on Berkshires site and they advertise the whole program for $99 which sounds like a nice deal to me but thats just me haha.

We have participated in and been pitched all kinds of programs promising to help build our business.

@CJ B.I’m in this exact situation right now, have a tenant no longer on the Section 8 program… when she moved in she was so I agreed to pay water, because they gave me more… so I haven’t raised rent in 4 years.

Does anybody else have a Costco Executive membership and get all conventional loans using their mortgage program?