Usually this is going to be someone in the City planning department.

Find a way to pick up some extra income to get your emergency fund back to that $30k. 

Are DSCR usually fixed rates?

For reference, my tours of a single family home usually encompass 200-300 photos. 

For every extra bedroom you get, you're talking an extra $800. 

They usually just find minor items, under 200 bux.

Houses are bigger, have more bells and whistles and people are willing to take on more debt-not for houses, but for extras (vacations, new cars every couple of years, experiences, etc). 

This does happen every so often, usually they realize they are outside of their cancellation policy and just do not bother to show up.We will not refund nor let them move their dates as we do offer trip insurance, so it is on them if they opt out.

If you want the higher cash flow from a STR, are you willing to do the extra work and deal with more people?

Ill also throw in that there are usually a bunch of Facebook groups specifically for finding roommates.