Even if you are holding the cash on the sidelines while you look for a deal, you still are better having access to the cash instead of having a fat balance sheet.

Many years ago, stock brokerage had fat commissions.   

Caleb,My opinion is that some people have the ability to easily start a conversation with someone over the phone and have a (silver tongue) tact to but them at ease to allow for an open discussion.Others (myself) have the ability through body language, documentation, and resources (buyers) to illustrate to someone how I can help them and put them at ease for an open discussion.So you should know if you are best negotiating over the phone or by meeting in person with someone who needs you help and sell your plan to solve their problem through a painful time.

And it's fair, it's a very minute thing and a complete fat tails scenario.

I refused to order them to do that kind of stupidity damage to their bodies, so I told em, if he wanted their labor, feel free to ask em for it. 

To add to this terrible situation and make matters worse I was the person who discovered the body.

Save the money for a year or two and start looking for a "fat pitch."

You can get a good feel with body language and demeanor.

My hope is that all the soccer moms (and dads) go out of business and I can get their 6 deals a year too.For everyone that goes out of business someone replaces them.. its takes a big fat economic recession to winnow the licensed agent pool. 

Any body have experience using it or any other diy cost seg software?