I did a fairly complete comparison to Bank of America's No Fee mortgage over on Fat Wallet, and found that the equivalent B of A mortgage was a full percentage point higher.For LTV <80%, the margin on the ARM is 1.5%.

If all this were true, then why do most of the fruit and vegatarian animals become so fat?

@Alex Rivas Yes that number will get my cell phone.

The values in some cells hint at dollar amounts, but they're just floating there.  

FHA will now look at you like the fancy pants Monopoly guy, but instead of making a fat $24 a year, they will only add $8 to your potential income.

I was aiming for this whole thing to be cell phone centric (work on safari and chrome, both cell phone browsers). 

But @Tom Gimer, there cell phone is definitely still on.

Somehow the mental image must be of some fat cat rolling around giving orders, not showing up in work boots and doing some yard work. 

If you have 10 divisions of your business and 2 are dogs, you just cut the fat!!

Besides recharging a rechargeable battery (fast charge, no waiting), there are hydrogen fuel cells (refill the hydrogen tank with hydrogen) vying for consideration.