The way we do this is by being 100% honest, 100% transparent.

There's a lot of movement by a handful of Federal regulating bodies that are pushing to provide honesty and transparency up front for consumers.

As I've mentioned in other posts I don't work off any commissions or take any kickbacks from anyone, I structured my business to be fee-only and transparent so that people are paying for planning and not a product.

Transparency sounds like a good policy.

This would be much worse for buyers and sellers as they'll have less control and less transparency. 

. - Buyer broker commissions will be more transparent and in all likelihood begin to trend downwards.

I can appreciate the transparency and the raising of your own loudness though.

Secondly, transparency is key—ensure the lender provides clear information about all fees and costs involved line by line.

Basically, the way agents earn their commissions is changing due to a settlement that's aiming to make things more transparent and fair.

Added benefits of FHA Programs: if you qualify to purchase the home, after you make six on time payments you'll be eligible for a FHA Streamline (feel free to look these up, but the gist of it is: if the market drops 0.5% for mortgage rates you can refinance without an appraisal and without income verification).Advice: Start reaching out to Real Estate agents in your ideal area and be transparent.