Can you PM me and we can trade contact info?

@Brett Jurgens,With strong equity and a good tenant, you have a few options:Cash-Out Refinance: Offers lower, fixed rates for stable monthly payments and lets you keep the property while using equity to invest in another rental.HELOC: Provides flexible access to cash, though with typically higher, variable rates that can fluctuate over time.1031 Exchange: If you're open to selling, a 1031 exchange could defer taxes and allow you to trade up to a higher-value property or diversify into a different market.Each option has pros, so it really depends on whether you want to hold onto the current property or leverage its value for something new.

You have a stronger ability to not allow a court action to pierce the corporate veil. 

Legal and ethical implications: Agents engaging in such practices may face:Legal consequencesLicensing penaltiesEthical violationsThese actions ultimately harm consumers by restricting options and potentially inflating costs.The new system, allowing buyers and their agents to negotiate commissions directly, promotes transparency and fair competition.

5-year prepay often has the sharpest pricing, but, 3-years can often be a nominal trade off or happy medium.

My basic assumption is I would be trading a certain level of cash flow for increased appreciation over a period of 10 years.

I've done Crypto, stocks, businesses, ecommerce, trading bots, ponzi schemes etc. 

I consume a lot of REI content online but haven't taken action yet, I'm now looking to understand how RE works in Portugal and how I can make money from it.I'm available if you guys want to do another meetup and I'm eager to learn!

You’re doing the right thing by jumping in and learning through action.

Offer incentives with call to action as needed.