Ultimately a much easier and cheaper solution, at least for now.

While it's different from outright ownership, many investors still see value in Bali’s real estate market due to its high growth potential, tourism demand, and relatively affordable prices compared to Western markets.Actually there is some flexibility that you can own a as a foreigners, the solution on it is by owning a company and put the property under the company name.

are there any tools or solutions you wish you had but don’t?

I'm in Nevada and there are no transportation solutions to go along with open BLM land.

Insurance is a better solution.

It sounds to me that you may be looking for a turnkey solution on long term rentals.  

Focus on finding solutions: Short Sales/Foreclosures: Help distressed sellers avoid foreclosure by arranging short sales or negotiating with banks.

I’m curious—what creative financing solutions have you found effective in the current market?

If you are into it I say DIY furniture but if you're not Goodwill or a local thrift shop is a great solution.

The absolute BEST (and most expensive solution) is a highly qualified attorney who’s a specialist in estates, because they will provide the optimum documentation, legal thinking, and specialized situation for every client.