If a policy excludes wind coverage (more common in places like Florida where insurance is severely strained by weather and other market conditions) then all wind related events are excluded.In those cases, it's sometimes possible to purchase a wind policy (usually covers wind & hail) which would provide tornado protection.

Welcome Joshua, I work the Atlanta market.  

I don't know if shifting to MTR could generate greater interest but it doesn't solve the marketability issue and all you are doing is punting the root issue down the road. 

And yes you can move the market with just $1M.

@Cosmo DePinto The Huntsville market is tough right now.  

I highly recommend investing in a property management software, such as Hospitable, for syncing your calendar, automating messaging, and scheduling cleans, as well as a dynamic pricing tool, such as PriceLabs, for optimizing your pricing based on market demand, local events, and seasonality. 

Which ones will still deliver in a down market? 

* Increased institutional competition in value-add and workforce housing sectors*  Possible shifts in Bridge’s investment strategy under Apollo’s leadership*  A strong signal that big money still sees CRE as a solid long-term playFor those navigating today’s market, aligning with capital trends and understanding where institutional investors are placing their bets is crucial.

Analyze Rental Comps & Market Trends•Look at recent rental comps in the community—not just those from a year ago, but the most recent listings with similar size, layout, and features.

I would say you should start off by just meeting multi-family investor-friendly agents who can help get you started with 5 units search and work on finding you off-market ones as well Thanks Kerlous!