Remember you can't fit a round peg in a square hole without shaving the peg.  

If it has more than one bedroom, a tub will be better- families with small kids like tubs.If it is just one bedroom, either, but build in one of those nifty shelf deals down low so a gal has a place for her foot while she shaves.  

I'm in my 40's, have a family, make a 6 figure income, have saved up a lot of cash and want to put it somewhere other than the stock market.

We could have actually had the price in the mid-$130s if we hadn't splurged a little on the floors with "heart pine" upstairs to match the original floors downstairs or gone with typical insulation instead of the expanding foam insulation.

If you have a tighter, new windows and today's standard insulation or over insulation then maybe EBB.at a frame apartment building besides insulating the attic we also blew in insulation in the walls from the outside, then install 1 inch rigid foam on out side and tyveked before installing new siding, and we also installed all new windows and new gas hot air furnaces in every unit. 

I know if I was paying an installer, it would be to spray foam.

It's very easy as long as you have some cash to put down and the building(s) have good rent rolls and low operating expenses.

After researching and talking with the company that tested my ceiling, the majority of popcorn ceilings before the 70's have asbestos in them.

I believe that you can shave some of those costs though.

If they shave 10% off the debt you can improve the deal to you while taking out institutional finance.