My goal of refinancing was simply lowering our monthly spending to reallocate towards future investments.

@Heather Bailey Wow thank you so much for spending your time to help guide me!

If they are struggling then money they spend in one area affects their ability to pay other bills like rent.

You can EASILY pass several million to your heirs tax free and avoid at least a $1M in taxes if you spend anywhere near 20 years investing in real estate. 

This means you wouldn’t need to spend time managing properties or building a team, which is perfect given your time constraints.

There's a specific forum for House Hacking.You'll want to spend some time reading through there as it's a common topic.

It feels like the first week of the month, I spend chasing down payments to make sure all of my loans are paid, even though I have everything on autopay. 

Even completely self-serve laundromats require daily cleaning and light maintenance.As far as time costs, expect to spend time each week troubleshooting equipment issues, routine maintenance, cleaning, and handling customer issues.

Class C stay indoors, don't answer the door for solicitors, and don't spend a lot of time with neighbors. 

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.