Through a hard money lender, but I will take out a DSCR loan in March to refinance.

This money will be used to pay down some debt I have and also purchase 1-2 additional rental properties.  

Consider partnerships or private money lending to boost purchasing power.

Are you using your own money for your flips or do you have a lender/investor that funds your flips?

I'm gonna have to start calling ya "Money-Bags Collin". 

Ensure lender approval before bringing the mortgage current, and use escrow or a lien to protect your money.

However, that was a fluke.Warranty companies are in the business of making money.

Beyond real estate investing, BiggerPockets Money has great episodes on how to avoid the middle class trap with your investments - ie how to structure your investment best so that they're not all locked up in accounts with penalties until you're 65. 

I work for a hard money lender called Backflip and we have members/investors do flips in flood zones all the time.

The intention is to minimize errors and thus save developers money.