I'm having a hard finding lending due to most construction lenders requiring at least three new builds under your belt.

If she's still there, institute your holdover policy. 

It went through conventional lending. 25% down.

Institutional lenders will look at your non/short employement as a negative. 

Will they institute the default rate over a technicality such as missing the completion date by a few months  or will they ignore the default rate because they see the reason for the delay wasn't entirely borrower's fault and borrower  has a plan of action to get the project on track?

I do some private lending and if the deal met my requirements with furnishings I would be ok.  

And I was just like todays bigger shops I had multiple LOC in the millions that we used to lend to others..

Personally I don't think this lends itself well to the fund model. 

Have access to the lending portal so you can see what the escrow analysis, payment due, etc.3.

This is a major processing platform used across the US which accepts legitimate payments from any banking institution. 6.