Personally, I would pay off the higher rate first. 

I’ve had a few “Gurus” personally try to recruit me into $20K+/year mentorships at networking events, along with paid workshops and masterminds.

My personal opinion is that, while shifting investments into real estate may be the right move for your situation, there is likely a lot of work to be done before you get to that step to avoid a potentially costly mistake. 

I'm hoping for some input on the best way to write up the lease contracts, as that is my next personal assignment.

For Example:  All Blue houses make more money.Lots of times, I tell people not to trust me, since my topics can be vetted, plus I don't know their personal situations.Just surprised that people on the Forum don't have more Podcast visits referenced in their bylines. 

When the deadline approaches you need a person to push it through in time. 

When so many renters stopped paying rent during COVID, companies like SureVestor stopped taking new accounts because they were facing a significant number of claimes.I personally don't see it as a good solution.

We recently started a Co-Hosting business and are managing for one other person.

She is not in a position to lend a personal loan to me. 

As far as the business card is concerned, to me personally I think having both things on one business card is acceptable .