I have credit score monitoring  and actually had my identity stolen 3 times. 100+ points dropped is way too much unless you opened up an account while inquiring.

I am working on a partnership with some friends where we could go in with cash on a 53 Acre property with a 4 bed 3 Bath log cabin and 3 smaller identical cabins that sleep 6 a piece.

The next targetAs the IRS and the others ramp up their safeguards, identity thieves are now targeting tax professionals, human resource departments and payroll officers to get more data – such as copies of W-2 forms – to put together more authentic-looking tax returns that will slip through the defenses.The group is working to alert those professionals as well as continuing to warn taxpayers as well.

I found that out by searching for posts about his lending company throughout the forums and learned how he tried to scam other other BP's members.Anyways, as a newbie that I am, I had a hunch during the conversations I had with this pseudo-investor that pointed me to verify his identity.

If I am active in the rental business and acquire a new property in December or January, the tax treatment is identical. 

The loan that I was hoping to use was a Military Choice loan from Navy Federal as they mirror the VA almost identically, except with higher rates.

I can also provide the lender appraisal, effective one week before purchase, that has a value almost identical to the purchase price.Thanks for any help.

We simply write “mere change of identity” and file the document.  

Any other calculation is based only on yesterdays numbers with the assumption that tomorrow will be identical.

I’m in the Peoria area also and have an identical background to yours, except I was with Palm Springs PD in California then moved out here to get into corporate security with CAT.