Specifically, a midrange bathroom addition costs about $57,000 on average, with homeowners recouping about 30% of the renovation cost. 

When two separate plumbers looked into the issue they both determined the shower needed to be replaced because it was improperly installed (by prior homeowners we purchased it from) causing the leak.As for the length of time the repair will take, it was 3 days total to rip out the shower, install the new concrete pad, install the new shower, etc.

Regarding homeowner's insurance, I would recommend just contacting a local insurance broker in your area and let them know you're looking to switch your HOI policy to a landlord policy. 

What we are seeing is high rents making multifamily homeowners out of people who have no business owning a home. 

Being a homeowner (especially in your area) is impressive. 

This is when homeowners on Long Island may be considering price reductions. 

We also guarantee that you get in contact with the homeowner.  

So one of my questions is would it be wise for me to try to contact the current home owner to see if they would be interested in selling the home before it went to foreclosure or at least see if they would be willing to give me any additional details about the home such as what banks holds the mortgage or if they are multiple liens on the home.

Instead, I would source a list of all VA and FHA homes on the market in the area you want to buy and start reaching out to those homeowners directly, or hire a buying agent who has been through the process and can educate the listing agent on the benefits. 

So, in Florida there beneficial but there going to be bought and payed for by the homeowner (you).