There is also a prepayment structure that is equal to six months of interest (so half the rate) for about five years - this is more common for west coast DSCR lenders (sometimes called "Cali Style"Generally OK to negotiate - but with no prepayment penalty, you are likely going to have a significantly higher rate or points at close

I particularly loved the section on "how you crushed your limiting beliefs."

But it becomes a simple math equation:  $$/month income to replace divided by the average dollars per month per unit owned will equal the number of units you need to own to replace that income and get toward FIRE.  

I highly recommend investing your time into the values and beliefs Kris has.

I personally am more restrained in calling someone sensitive, thin skinned, etc than Jonathan but you have crossed the line to were I share his belief.  

If Fair Housing does apply, make sure you are treating everyone equally.

It was firmly our belief that the female ghost had been keeping people from buying the property for over a year until she found a buyer she liked.

Does that mean that property rights are safeguarded and that foreign investors are treated equally?

Do the math:1 - If you keep it as a rental, how long would it take for the CF to equal the profit if you sold it now?

I use the data case Shiller used to publish on total residential RE return for large cities for this century (it is my belief it is no longer published as I have not seen it in a few years).