It sounds like you really want to sell the mountain houses and with each of them you could easily pickup a 4-8 unit in the KC metro.

The tradeoff on the joint financing is going to be the (refi) costs associated w any transfer of ownership, HOWEVER transferring title to the LLC is unlikely to trigger due on sale (b/c it sounds like most banks simply aren't monitoring and/or enforcing due on sale in these instances) which would make the ownership (sans the actual mortgage note) more easily transferable than exiting your position as an individual owner?

If they are professional, they can explain this quickly and easily.

I can easily come up with the remainder needed to finish off the mortgage, however, that leaves me in a bit of an undesirable spot.

My point is that you can easily achieve financial freedom by the time you’re 30-35 if you work at it.

That part of the plan contradicts being near Denver where you can also find tenants easily though.

If they are professional, they can explain this quickly and easily.

I could have easily had double the portfolio I now own, and while I'm not complaining by any stretch of the imagination as RE has been very very good to me, it slowed my progress down significantly when interest rates were excellent and I should have been more willing to use leverage.

I have about 250 questions I ask a sponsor and spend probably 10 hours easily researching them.

As a general tip, work with PMs who have extensive experience with Section 8 so they can easily guide you.