They are more securable and should be able to be added as a rider with stated cargo amount $ to your auto policy.    

Failure of a Check-in and/or Response agent to obtain City certification within ninety days of their affidavit submittal may result in the suspension of the management agency or owner manager business license and authorization for rental activities at the TPHR unit(s) they represent.In other words you are not allowed to live in another city and self-manage from your beautiful coast using smartphone with Airbnb app and have auto replies sent from SmartBNB - service all AirB&B hosts love.

Also iIf you have your autos or home bundled with Progressive I know they always comeback at a great rate 

She also agreed to auto debit from her bank account to ours every month so hopefully that will help her from paying rent late. :/ Called her apartment complex today they said she paid on time never late and no issues so far.

Also would like to discuss other options - umbrella policies, auto, etc.

@Pedro Jean I spent 31 years in the auto Industry and banks preferred bad credit over none at all.

If so, I recommend Auto Owners.

I now had access to the MLS and was ready to pounce when a good multifamily hit the market… I waited and waited for one to pop into my pre-set auto email MLS search… nothing.

They basically auto-populate and I adjust for exceptions.   

What I like the most is all of the reports that get created for me auto-magically.