You should be consulting with your agent on their perception of the situation and how to proceed.

The other two are not sophisticated in real estate, so I would likely be taking the lead while they would be contributing financially and also making decisions on the larger matters (while I would probably handle more day to day issues).  

As many have posted above, once VIX settles and the virus fears are over feel free to buy whatever your heart desires.To my more sophisticated guys out there i would advise you to drop whatever you are doing and go back and listen to the past 2 months worth of Macro Voices podcasts.

3) I am not very sophisticated with SDIRA, but understand the premise of do's and don's with it along with the tax advantages of using the money to potentially get into a deal and that portion of capital gains would go back into the SDIRA as a "retirement vehicle".

Let's keep learning / deviating our perceptions, and give our experience, good and bad, as knowledge to the next folks with the right mindset. 

Money is deeply emotional and tied to perceptions of family security.Your fiance has already clearly signaled to you that she needs more security in the immediate future than you do - you're both just starting from different places. 

Perception is reality: my sphere knows me already as someone different; a friend, a goofball, a corporate manager, their boss lol - etc its difficult to "overwrite" how they view me.

Lolthats very perceptive.. were would those markets be without all these highly organized sales organizations bringing in money from all over the country and the world.. were would they be with only local organic investors. ???  

@Laura Cardenas Couldn’t Agree more, I definitely have a different perception after reading the posts.

Deals are different in different markets as well. in some small counties that are not investor dominated there can be some better deals less bidders in big cities or markets there is going to be a lot of sophisticated cashed up competition ..