Welcome but wholesaling in NY depending on areas is going to be tougher then most states.

On top of that I prefer to only leverage 15 years which makes it even tougher.

I agree that the MLS is a little tougher.

Trying to assess the opportunity cost of $71k.Paying off something under 4% would be much tougher for me.  

All responses are appreciated. im guessing your figuring about $375 P&I payment, insurance with rental risk is going to be slightly higher than what you have on your personal residence, not sure about taxes, but as long as tax and insurance dont exceed 2 months rent, you should make $5500/year with no vacancy, I dont like to finance that long, personally i need to make $250/mo based on financing 100% at 5% for 10 years, (i dont always finance) tougher to find, but they do exist.  

I think that having 3 out of 4 1BR makes it tougher since rents are lower.

Tougher to bring someone else in.

You can find a single family property on the east side in that price range, but it's getting tougher. 97213 and the surrounding zip codes should put you near a bus route to downtown and in that range. 

Tougher with just the one unit to rent.  

Qualifying for a mortgage is a little tougher in Canada, however the rate for mortgages in arrears is well below 1% (default is less half of that).