Supplementing her SS with rental cash flow income may be enough for her to go enjoy life to the fullest AND leave the legacy for her kids and grandkids after she’s gone (that’s also very important to her). any thoughts, experiences and nuggets of wisdom are welcomed!

Figure out what you're aiming for.

Or should I stay in Iowa and aim at buying cheaper cash-flowing properties?

We hope to have paid-off 5-10 small multi-family properties in the Tulsa area by retirement age that should supplement our 401K's and Social-Security income.Area: West Tulsa (blue-collar neighborhood)Property Price: $360KAverage rents: $3000-$3200 (duplex)Has anyone heard/worked with Marc Ruiz in Tulsa?

Regular inspections are crucial to maintain the property’s condition; aim to visit at least quarterly if possible, or hire a property manager to conduct these inspections for you.

Pro tips: Boost credit (aim for 670+), get pre-approved, find a savvy lender, and get creative—think home equity lines or teaming up with an investor.

Barista FIRE: quit W2 job, and work part-time to supplement all the investmentsFat FIRE: Living a pretty extravagant lifestyle (e.g. the social media gurus with their cars, traveling, etc).

I live in a house hack, specifically a SFH that I was able to split into two units (if I were you, I'd aim to do the same).

That seems like the route I’m kind of aiming for as well honestly!

This is typically lower than I aim for but using the proceeds from a 1031 that had massive equity, and given the desirability of this complex, I made an exception.