The median home sold price reached $582,329, reflecting a 9.7% increase from the previous year, with a median price per square foot of $325.

Everything you describe though is just the normal process of how taxes are reassessed when a property is sold.  

If you have a couple homes with super strong LTVs then refi it with a private lender.

If you are skilled in each of the areas above, and you have enough in reserves to cover the costs of when things do not go as planned, then you can likely attract money from private money lenders who want to get a return on their money and they see lending to you as a low risk way of earning a better return than in the other passive investing options they have. 

Similar to what Patrick stated - most have ITINs and have seen a lot of loans like that and those are sold many times on secondary market. if not I know people who still originate I would say they are tougher to sell on secondary market but there are still buyersRe: jay comment - price of notes has doubled over past five years on many loans - especially defaulted or loans with some hair too them. 

I've sold land in Bakersfield in 2023 and 2024. 

In our view, experience and integrity are by far the most important parts of any private loan.

Loan Origination Systems (LOS): What works best for mortgage and private lending?

Send me your site in private and I will evaluate it so everyone can learn from this, if that is OK with you?

If I had known the numbers they quoted me were total garbage, I could have sold my houses much earlier and saved about $80K in losses.