Each will obviously need to still need the math to work. 

It also is worth approximately $140k more than my property is currently worth.My question: when evaluating renovations, is the math as simple as (Additional rent expected per month due to renovation * 12 months/yr)/total cost of renovation = ROI.

If delinquency rates run at about 0.6% (give or take depending upon the institution), then math tells us that about 90 of them should have defaulted.

The thing I see with many who contact me looking for us to fund deals for them is their basic inability to do simple math..

To excel investing you just have to run basic 3rd grade math and most importantly do it! 

napkin math start there if it does not look good dont go any further looks good put the time in.  

But, with a negative cash flow and student loans around 7%, the math isn't working.We are considering selling the property (probably a private sale, so no real estate commissions) and paying off the student loans.

This is just a math problem.

I use that and do quick math on how long your counters are by adding up the doors.

Everyone doubles their money and the house is yours.You have to do the math on contributions and payouts.