The bank could sell these houses so much easier if they protected them just slightly. 

@Tom Chen is pretty much correct in explaining how it works and how your investment is protected.

People always go for the cheapest financing, quit claim in to an LLC and go about their lives, when they've essentially done nothing to protect their personal assets. 

The 70% LTV and 3% origination cost you mentioned are typical, but they can definitely vary depending on the lender and the specific deal.Regarding the LLC or Trust, you're right, it's a good idea to explore those options for asset protection and potential tax benefits.

I have a self check-in listing on Peerspace. I've collect their photo ID, contact information, and I've been asking all guest to obtain COI from all confirmed bookings prior to their arrival. However, Peerspace has $1...

If the purpose for the entity is liability protection, you should be having a conversation with an attorney.If the purpose for the entity the accountant should be able to provide any feedback if there is any tax saving opportuities with the LLC formation.Best of luck to you

Ask for them to remove the tree.Fifth, see if you can apply to get a protective order from a court to maintain the property. 

Investment mortgages, like DSCR loans for investment properties, typically come with prepayment penalties (PPP) to protect against prepayment risk and the keep portfolio CPR in line.

I'm sure Elite has complex T&Cs to protect themselves, but it costs you nothing to dispute the transaction.  

This fact makes it possible to easily adjust the LTV ratio and protect the lender’s investment.