Politicians making laws for change based on sound bites to further their political career.

And politicians love to tinker with tax incentives with many aspects of housing and many of these tax breaks also influence a homeowner's income level or may not be available at certain income levels.Of course there are "psychic" returns to owning a house - the ability to be left alone, the ability to change your surroundings (paint, wallpaper, landscaping etc) without needing approval from the owner.I have to raise the issue on the point of FORCED SAVINGS.

Call several state politicians and ask: Not all will know, and even if they do, may not want commoners to know.

Well I guess if you average the income of 2,000 multi-millionaires (all the politicians and ambassadors) with the 80% of the population that's living on welfare, you might come up with a decent average.Real workers in DC (not the politicians, but the clerks and beaurocrats) live in MD or VA and commute in.Seriously, Vince, have you been to DC?

Murder, theft, adultery....just to name a few.Maybe it's time people start waking up to the realization that a "family values" politician is one element of a person who is a politician who knows when a principle is right and strives for it even when he or she is a failed human being just like the rest of us.Family values is a good principle and I will support those who continue to push this principle forward.

This is another example of how a few top-down politicians (obviously with no experience in real estate themselves) can get together behind closed doors and come up with something that they think is best for the rest of us.

We are agreement on those points but where we are not in agreement is "That's the nice thing about health insurance in Canada and the United States" This is what is wrong with health insurance in Canada and what is right with the US system.....unless of course you're a douchebag politician who uses taxpayer's money to take advantage of a system you've legislated against.

Rich There is a lot of double speak in this issue becuase it has gone from a issue for the DRE to one that is now in the hands of politicians and attorney generals.

And if a politician of any party tells me that I am just not getting it, they can kiss my ***.

HAFA was most likely heavily lobbied by the banks to have the politicians sign off on this.