So here's the problem; I'm a merchant mariner and my girlfriend is a travel nurse. 

A couple questions I brought up was how can we protect it for them loosing to insurance companies or medical (nursing home) with declining health?

The office unit is currently 1700 sq ft of built out medical office space.  5 exam rooms, all with sinks and cabinets, two nursing stations, with sinks and cabinets, waiting room, administrative/check in area, large provider's office, large handicapped bathroom, handicapped ramp, plus a very large room with half bath on the second floor, that could be used as administrative space, or office space or staff break room. 

However since they are older  what if one or both must go into a nursing home but cannot afford the $7K a month or more? 

Many times, especially with people that died in a nursing home, they owe the state a lot of money and that all has to be settled.

I am actually going to school for nursing but I am a bit obsessed with real estate.

And BTW, not that many RE attorneys deal with "creative terms" deals, such as Lease Options... because they are generally more 'conventionalist,' practitioners.

Currently I am a registered nurse working in the neuroscience ICU.

These might attract less affluent white collar tenant, such as nurses, new doctors, new lawyers and accountants.

High achievers always move the goal line out anyway; so, tying your happiness to the end result rather than daily action can result in unhappiness along the way.Regarding real estate investing, add value...it speeds up the wealth building process. in the For What ever its worth category.. to me real estate is life.. its a life style.. there is no retirement.. not sure why folks get so worried about retirement.. you get your stable of whatever kind of real estate you want  sFR multi commercial  Notes  short term lending .. fix and flip  value add  MHP  storage spec building etc etc.. and you nurse them along and work with them until you pass through the pearly gates.. why retire even if you retire with rentals your still involved in some manner.. if I looked at real estate that way I retired at 18 when I started selling the stuff it was and is not a JOB to me its a lifestyle..