Probably not that much.Neither you nor I have a crystal ball to see where the economy is headed and what will cause the next downturn, but I'd be willing to bet that when it does happen, the self reinforcing cycle of job lose you mentioned will happen, because the financial market is made up of humans who make sub optimal decisions with incomplete information. 

There are humans that make human errors throughout the mortgage loan process having to fill out many documents to complete the different tasks needed to obtain the CTC. 

Have done lots of reading of online material, books, etc. and simply need some human contact. 

Owner occupant restrictions are sometimes placed on subsidized housing such as Habitat for Humanity homes and some foreclosed homes sold by HUD. 

Because we do it this way, we can sell the properties for a little over market value, we don’t have to pay realtor fees, we don’t have to pay concessions, and the tenant pays down our mortgage for a few years which increases the margin, and then we cash out.as long as the lessor buys it that's true.. my experience with lease options is less than 50% of them will actually execute.. many will just up and move and some you will evict and some you will pull through the knot hole.. just human nature really. 

So here I am, Young master of the universe writing a post on BP.And it goes a little something like this:https://www.biggerpockets.com/forums/12/topics/315...Well my little puny humans, I got laughed at, got insulted (in pvt message), got called names...BlahBlahhhhBlahhhhhhBLAAAHHHHHHLook , I know you all are trying to help.. well some just want to come over as smart...And this is  a really important lesson.

You can not program a computer to decipher human judgements such as appeal, quality and physical condition.

So I started volunteering at Habitat for Humanity to help build homes on my time off.

So I started volunteering at Habitat for Humanity to help build homes on my time off.

I suggest avoiding paying rent as much as humanly possible and just look for that duplex.Best of luck!